Federal small business guide here
Small Business Administration emergency capital program found here
ECONOMIC INJURY DISASTER LOANS
Low-interest, long term loans for up to $2 million:
The first payment is deferred for 12 months. The application has been simplified and can be completed 100% online through our improved web portal at www.sba.gov/disaster. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75% and the loans can be extended over 30 years.
Economic Injury Disaster Loan Advance for up to $10,000:
The form to apply is part of the economic injury disaster loan application. If approved, these funds can be used for payroll and other operating expenses and will be forgiven. This advance may be available even if your EIDL application was declined or is still pending and will be forgiven.
PAYCHECK PROTECTION PROGRAM
Paycheck Protection Program is designed to provide a direct incentive for small businesses to keep their workers on payroll by providing each small business a loan of up to $10 million for payroll and certain other expenses. If all employees are kept on the payroll for eight weeks, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities. Up to 100 percent of the loan is forgivable. The PPP resumed January 11th, 2021, and information about them found here: https://www.sba.gov/funding-programs/loans/coronavirus-relief-options/paycheck-protection-program