Minnesota health plans to waive COVID-19-related expenses

Minnesota’s health plans have agreed to waive cost-sharing for treatment of COVID-19. This change will ensure that every Minnesotan will have access to the health care they need while dealing with COVID-19. Under the agreement, Minnesotans with commercial insurance—including individuals, small businesses, and some large businesses—are now eligible for the following benefits:

  • Minnesotans will have no cost-sharing charges for COVID testing.
  • Minnesotans who are hospitalized will have no cost-sharing charges for in-network hospitalization.
  • Minnesotans will have expanded access to telemedicine services. This will help people to stay home and access care if they need it.

The health care plans’ commitment to waive COVID-19-related expenses will help alleviate uncertainty over what is covered by our health insurance plans. This change will ensure no Minnesotan will have to sacrifice paying rent or buying groceries to cover a hospital bill from COVID-19.  

The following Minnesota’s non-profit health plans have committed to this framework:

  • Blue Cross and Blue Shield of Minnesota
  • HealthPartners
  • Hennepin Health
  • Medica
  • PreferredOne
  • UCare

Many Minnesotans that receive their coverage through their employer have self-insured plans. The state does not have regulatory authority over these plans but is encouraging employers to work with their plan administrators to implement similar measures.