Uninsured Drivers

Legislation that would require proof of insurance before motor vehicle or motorcycle registration, reregistration, or ownership transfer passed Commerce Committee this week and has been sent to General Orders. S.F. 1108 specifies that proof of insurance is demonstrated by providing the insurance company’s name, policy number, and policy expiration date for the motor vehicle or motorcycle – the same information that is on an insurance verification card.

Until 2003, DVS required drivers to provide their insurance card as part of the vehicle registration and renewal process. This program was discontinued when DVS did not have the resources to store and verify collected data. Currently, drivers who register, reregister, or transfer ownership only have to attest to having auto or motorcycle insurance without showing proof.

The Minnesota Association for Justice and the Insurance Federation of Minnesota testified in support of the bill which would go into effect Jan. 1, 2016.

STATUS: The bill is on the Senate Floor. (S.F. 1108)

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